It’s that time of the year!
I don’t know about the rest of the world but for me, growing up with layaway during the holiday season was the way to go. You name it: toys, electronics, bedding, and even Christmas décor! If it wasn’t perishable, it was going in layaway.
However, during the 1990’s, credit cards became all the rage causing layaways to become “démodé,” out of style.
With an unstable global economy coupled with a rapidly approaching holiday season, many cash strapped and credit ruined customers are uncomfortable with adding fresh new balances to their credit card bill.
Furthermore, regardless of your income status, why not appropriately plan your Christmas shopping and avoid credit card interest charges?
Makes sense to me and to major retailers as well!
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